INTEREST FREE FINANCE
What is Buy Now Pay Later?
Buy now pay later means you pay by installments over time, instead of paying the full amount upfront, you usually pay off your purchase over a few weeks. For bigger purchases, it may be longer.
Most BNPL services don't pay interest, instead you are charged small additional fees.
Bedtime Store is committed to helping you make your purchase as easy as possible by accepting a range of flexible finance options. To learn more about interest free finance refer to the table below.
With over 15 years experience in the industry we can help you find the best plan possible. Click below to express your interest in our finance partners today!
1300 100 729
max lending amount
UP TO $2,000
interest
NO INTEREST EVER!
deposit
NO DEPOSIT
term options
4 INSTALLMENTS OVER 6
WEEKS
payment frequency
FORTNIGHTLY
credit check required
NOT REQUIRED
credit card required
NOT REQUIRED
establishment fee
NO FEES
transaction fee
NO FEES
late payment fee
$10 LATE PAYMENT FEE + $7 IF NOT PAID WITHIN 7 DAYS
* Applicants must be over 18 years old, hold a valid Australian debit or credit card from Visa or Mastercard in your name, an Australian citizen or resident. You will need a verifiable email address and mobile number and your ID may also be verified. Aferpay will never charge more than $68 in late fees per order.
How to apply?
Afterpay is for online customers only. You can select the Afterpay option at checkout. You will be taken to the Afterpay website or app to sign up for an account or sign-in to your existing account. After this you'll return to checkout to complete your order.
02 8294 2345
max lending amount
Over $1,000
interest
3 MONTH INTEREST FREE THEN 21.9%P.A. INTEREST AFTER
deposit
NO DEPOSIT
term options
PROMOTIONAL OFFERS UP TO 60 MONTHS
payment frequency
WEEKLY/BIWEEK/MONTHLY
(FLEXIBLE)
credit check required
REQUIRED
credit card required
NOT REQUIRED
establishment fee
$95
transaction fee
$7.95 MONTHLY FEE IF BALANCE OWING
late payment fees
$15 AFTER 21 DAYS
* Applicants must be over 18 years old, hold a valid Australian debit or credit card from Visa or Mastercard in your name, an Australian citizen or resident. Zip Money charges 0% interest for the first 3 months after this a 19.9% interest rate applies. Repayments are made with direct debit for your debit card or bank account. Zip's minimum monthly repayment is either the amount stated on your contract with zip or 3% or balance owning (whichever is greater). Zip requires confirmation you are employed and earning at least $300 a week. Information up to date as of 06/22 please visit https://zip.co/au for the latest terms & conditions.
How to apply?
You can purchase through Zip Money by contacting us on
1800 577 569
or dropping us an email with the product you would like to purchase via: info@bedtimestore.com.au we will then guide you through the next steps required.
02 8294 2345
max lending amount
$350-$1,500
interest
INTEREST FREE
deposit
NO DEPOSIT
term options
$80 PER MONTH MINIMUM (FLEXIBLE)
payment frequency
WEEKLY/BIWEEK/MONTHLY
(FLEXIBLE)
credit check required
REQUIRED
credit or debit card required
CREDIT/DEBIT CARD REQUIRED
establishment fee
NO FEES
transaction fee
$6 MONTHLY FEE IF BALANCE OWING
late payment fees
$5 AFTER 21 DAYS
* Applicants must be over 18 years old, hold a valid Australian debit or credit card from Visa or Mastercard in your name, an Australian citizen or resident. Repayments are made with direct debit for your debit card or bank account. Zip's minimum monthly repayment is either the amount stated on your contract with zip or $40 for purchases under $1000 or $80 for purcahses over $1000. Zip requires confirmation you are employed and earning at least $300 a week. Information up to date as of 06/22 please visit https://zip.co/au for the latest terms & conditions.
How to apply?
You can purchase through Zip Pay by contacting us on
1800 577 569
or dropping us an email with the product you would like to purchase via: info@bedtimestore.com.au we will then guide you through the next steps required.
02 8294 2345
max lending amount
$120 TO $1,200
interest
INTEREST FREE
deposit
NO DEPOSIT
term options
6 WEEKS
payment frequency
6 WEEKLY INSTALLMENTS
credit check required
REQUIRED
credit or debit card required
CREDIT/DEBIT CARD REQUIRED
establishment fee
NO FEES!
transaction fee
$6 MONTHLY FEE IF BALANCE OWING
late payment fees
$15 AFTER 21 DAYS
* Applicants must be over 18 years old, hold a valid Australian debit or credit card from Visa or Mastercard in your name, an Australian citizen or resident. Repayments are made with direct debit for your debit card or bank account. Customers pay for their purchase over a period of 6 weeks with the first payment at the time of purchase and the remaining over 5 weekly payments. Customers can pay over the max lending amount using Laybuy and are required to pay the difference upfront.
How to apply?
Customers can sign up to Laybuy either at checkout on our store or through Laybuy's website by creating an account.
1800 957 440
max lending amount
UP TO $10,000
interest
NO INTEREST EVER!
deposit
NO DEPOSIT
term options
UP TO 24 MONTHS (YOU CHOOSE)
payment frequency
MONTHLY
credit check required
NOT REQUIRED
credit card required
CREDIT CARD REQUIRED
establishment fees
NO FEES
transaction fees
NO FEES
late payment fees
NO FEES
* Splitit requires a valid credit card and the full amount of your purchase to be available on your credit card. The balance owing on your purchase at shipment will be held on your credit card and reduce periodically until the final payment is made. Other potential fees, interest or charges may apply from your credit card issuer or bank as standard, however, you will only ever have to pay the monthly outstanding amount. Contact your card issuer for more information. International credit cards accepted.
How to apply?
Splitit application requires a 5 minute risk-free pre-approval application to be filled out. You can either give us a call on 1800 577 569 or use the button below to apply today. We will give you a call back shortly to notify you of your approval status.
We also accept
Trouble deciding?
Deciding which bed or mattress to purchase can be dauting process ontop of this all the finance options out there may indeed cause you to loose even more sleep! Fret not we have created a wizard of sorts to help. The tool will also go over any finance preferences you may have such as, payment frequencies, interest rates and more so that you can get the best reccomendation and price quote instantly to your inbox. There's nothing to loose, takes no more than 5 minutes of your time and completely secure so check it out now via the link below...